(Financial Coach, Trainer & Advisor)


In June 2003 Nicholas established a financial coaching and training company free from the biases of product commissions and sales targets.  His background includes 10 years banking (lending and debt recovery), 3 years in insurance sales and over 10 years independent financial advisory services. He received his professional training from the following programs:

  • The Certified Financial Planning Programme (CFP)
  • The Insurance and Financial Advisors Training Course (IFATC) and
  • The Certificate for Financial Advisors (CertFa)

Initially counseling and advising for free, he realized the extensive knowledge gap in the financial education of the public and has committed his life to raising the level of financial literacy in the country.  This focus lead him to work directly with The Central Bank of Trinidad and Tobago in developing financial training materials and conducted many seminars and workshops throughout the nation.
Some of his corporate clients include: TSTT, Digicel, Trinidad Cement Limited, Powergen and FedEx. His financial coaching clientele includes individuals at every organizational level and he is also known as one of the leading financial advisors for VSEP employees in the country.

One of Nick’s hallmarks is breaking down the complex world of personal finance into simple, digestible money management principles.  He shares his wisdom freely in his columns for: The Catholic News (fortnightly) and The Sunday Business Guardian (weekly).

He has also written many other pieces in publications such as: Newsday, Trinidad Express, Caribbean Parenting magazine and his very own “Pay Day” newsletter.  Nicholas is also no stranger to other media including radio and television (Gayelle and SynergyTV) with discussion on: debt management, budgeting, retirement, insurance and investing.

When he is not on the job helping people with money - he devotes much of his time to studying his faith, the outdoors, cooking, daily exercise and time with family.

The Financial Coaching Centre Limited
Registered Office: 57 Carlos Street
Woodbrook, Trinidad & Tobago
Contact: 724-NICK (6425)  





After a 10 year career in the telecommunications industry culminating in Marketing and Project Management, Danaё was bitten by the entrepreneurial bug.

One of the founding directors of Personal FinancialAdvocates Ltd (now The Financial Coaching Centre) Danaё has the responsibilities of programme development and client relations.

Her understanding of the connection 
between her clients’ abilities to manage their money well and their personal organization skills has propelled her to pioneer a complementary line of business under the ambit of Professional Organization and Interior Design.

With her free monthly E-Tips, 
a column in the Pay Day Newsletter and the services of her
company ; she continues to help
hundreds of people regain control of their living and working spaces and their lives.

Danaё’s astute approach to business is reinforced 
by her formal training in the design field (Certified Interior Designer) and a Masters Degree of Business Administration from the Heriott Watt University in the United Kingdom.

Her strong family values and easygoing disposition hascertainly augured well for her in the “high-touch” career she has chosen to serve